7 Tips for Auto Insurance

Sunday, October 10, 2010

7 Tips for Auto Insurance

1> Raising your deductible
The deductible is the amount you pay out of pocket before an insurance claim. The disadvantage is the increase of your claim if you make a claim, you pay more. However, if you're a careful driver, the more overtime money by increasing your insurance deductible savings. Look at your history of previous claims and decide for themselves discreet.

2> Seniors - Fall Collision / World.
If your car is not worth much, why pay for insurance and collision. Visit a variety of sites online to find the real value of your vehicle. In addition to its insurance broker may be able to pull up the real value of your vehicle.

3> Taking advantage of the immobilizer
Some car insurance companies offer discounts if you is under a certain mileage or drive some distance to work.

4> Transfer - Consider insurance costs.
If you are planning to relocate, it will be a good idea to call your insurance agent and get their advice on insurance costs in the new city or state.

5 Vehicles> Low Profile
Your vehicle will also determine your insurance costs in general. Some cars are favorite for thieves, and find a good price. Some cars are more expensive to repair. It makes sense, adequate research before you want to buy your car.

6> Make sure your vehicle is listed by agents.
Many manufacturers offer similar model names for vehicles but insurance costs may vary. In addition, 2 or 4 door or the wrong model can impact can be found on your car insurance.

7> Check with your insurance broker check other insurance company discounts.
Many companies offer discounts if you and your spouse are insured with the same insurance company. Also, if you are looking for home insurance, life insurance, car insurance from the same companies that get discounts. Ask your insurance agent to save money.

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