All About Car Insurance

If you are one of the twenty motorists regularly drive without insurance? You better be careful - your car could be heading for the crusher and shipped the world's largest scrap metal to China!

New powers now allow the police to seize, freeze and destroy every car on the road without insurance. A pilot project was in Durham last spring. Since then, police have seized more than 1,200 cars. Of the nearly half have shattered into pieces and the merger.


The operation to implement the pilot project was known, was a great success that the police throughout the UK enthusiastically train their cranes. The plan is now by a new national police database, which is supported by the insurance industry supported. It allows police to check the status of individual motor insurance in the United Kingdom, while in his patrol car Sat

Now, if you are caught without car insurance necessary to deliver the keys to the police on the street. There are no exceptions - this applies to everyone, whether it's just a forgetful mistake or conscious driving without insurance.

Then you need the shoes! Only 14 days to produce a valid insurance policy for the policy and receive the vehicle. And other expenses add up. Before you retrieve your car, you have the cost of recovery of the sidewalk (approx. £ 105) and secure storage costs - and could easily rise to £ 15 per day. Therefore, if left, take your car for 14 days, you could be in a bill for £ 315th

And if you do not bring your car to the crusher it goes!

During the pilot project, the cost of crushing the cars was partly funded by Direct Line. We estimated that the operation prevented the transport of up to 2,000 injuries. And most of the cars were confiscated by the police, found that non-state.

A spokesman said the police, "insured motorists are often guilty awaken many other crimes. Based or a certificate of roadworthiness. We do everything to get these dangerous and illegal drivers from our roads."

In fact, uninsured drivers expected a much bigger problem than many of us. The Ministry of Transport recently reported that 1 of 20 drivers regularly drive without insurance. In addition, the study found the Association of British Insurers, the uninsured drivers are among the most dangerous roads. On average, cause an accident every six months and are three times more likely to be convicted of driving without due care.

Who pays for the accident without insurance? We do! The average premium for car insurance is to pay £ 30 costs for damages caused by uninsured motorists caused. While the UK plus a 500 million pounds paid each year by drivers who respect the law!

But that's not the end of our financial difficulties. If there is an uninsured vehicle in his car meets, still as a "fault claim" included on your policy. This means that you pay the excess if your car is repaired and you have no claims protection of your policy, your no-claims bonus will take a hit. For a period of two years less premiums without easily cost £ 275 in higher premiums.

The decision to take cars off the road and destroyed, she was warmly welcomed by the Association of British Insurers. The ABI has criticized the leniency of the sentence imposed by the courts to uninsured motorists but they still want tougher penalties. to pay over time - - offenders are often sentenced to a fine of £ 150 to £ 200 and this is much lower than the average car insurance premium. Surely this can not be true justice!