This Is 5 Steps To Cheap Car Insurance Premiums

Sunday, October 10, 2010

This Is 5 Steps To Cheap Car Insurance Premiums

Auto insurance is mandatory, but not pay more than they have. Some simple steps can be fast navigation auto insurance competitive rates combined really save you money on renewal.

Step 1 - Cut the risk and cost
The best way to reduce automobile insurance premiums is to reduce the risk and accept a larger excess of volunteers. A surplus, the insurer Standard 100 pounds, but when the first £ 250 to meet from any claim, you will see a reduction in your premium. This is because they are more risk you can take to get a discount. But it is a gamble, be aware that you may cover a broken window after an attempted robbery or a bill for repairing bodywork damage after a parking crisis.

Step 2 - Security Savings Media
Equipped with safety devices can lead to car insurance premiums. All major insurers insist on Thatcham's security team level, usually at least one alarm. If you live in a high risk area for car crime, it is logical development of additional security. It saves you money when your insurance renewal is due and gives you peace of mind.

Step 3 - Annual Mileage Less is more in the bag
If your annual mileage is 5000 miles or less, ask if the insurers offer discounts for agreed mileage restrictions.

Step 4 - the name trick drivers
Adding a driver named on your agreement to increase or reduce your premiums include the age of the driver's name, gender and driving. Adding a young driver premiums increase, in particular, take a ride with limited or poor. Adding a driver over 30 years clean record with a long drive and reduced premiums, especially when the driver, whose name is woman!

Step 5 - Shop around and save you even more
The biggest savings are in the car insurance shopping. It can produce large differences in pension contributions from low to high, and the car for exactly the same car and driver (s). Start with good sites online comparative quote, take their best quotes and directly to the insurance company of the cheapest rates for more specific.

The next time your renewal quote is to not only accept and give money to the insurance. Use the above steps and the right coverage at the right price.

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